Business Financing

Photograph of woman of color entrepreneur holding a check from Wacif for $5,000

Access to capital is one of the primary inequities faced by enterprising women. Lack of long-term financing can affect a host of issues that slow business growth and threaten business survival.

Please complete the form to find out if you qualify to apply for a loan.

$10,000 – $250,000

Are you eligible for a small business loan with Wacif?

Wacif requires the following minimum eligibility criteria to be met for all potential borrowers:

  • Businesses must be located in one of the following areas:
    • DC: District of Columbia 
    • MD: Montgomery County, Prince George’s County 
    • VA: Arlington County​, City of Alexandria, Fairfax County, City of Fairfax
  • Business owner must be a U.S. citizen, legal permanent resident, or have a valid work visa
  • Must have filed federal income taxes with the IRS (business and/or personal) or have filed an extension​
  • Business must have a business bank account
  • Must have been in business for a minimum of 1 year
  • Must have had business revenue at or above $50,000 during the previous fiscal year
  • Cannot be a non-profit (with the exception of child care centers), an unregistered business, or a Limited Cooperative Association​
  • Cannot be a business within the following
    list of restricted industries


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